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The system of licensing learner Drivers is under scrutiny and may well change in Ireland in the coming year or so. In the meantime the procedure is very straightforward but takes a little organising.

(1) First you must study for, book and then pass the Driver Theory Test which was introduced in 2001. The theory test is a multi choice test done on computer and most major towns have a designated Theory Test Centre.

(2) The pass mark is 35 out of a total of 40 questions.

(3) Booking can be done by phone and usually you will get a Test appointment inside about ten days.

(4) You will get the result immediately.

(5) It is advisable to study for the Test via the official Book or preferably the C.D. Rom which enables you to replicate the test on your own computer.

(6) Recent revisions to the question bank have taken place as road regulations continue to evolve.

(7) This is an important stage in your Learning to drive so take it seriously and study.

The next phase of getting your Provisional License should have already been dealt with before you sit the Theory Test since after passing the Theory Test you can go straight to the Local Motor Tax Office and obtain your Provisional License.

Requirements are as follows:-

(1) Theory Test Pass Certificate.

(2) Provisional License Application Form.

(3) Provisional License Fee.

(4) Two Passport Photographs in Colour.

(5) Identification. Either Passport or Original Birth Certificate

(6) Eye Test Certificate from a registered Optician.

(7) Items 2 to 6 should be dealt with while you are waiting for your Theory Test.

Some additional important notes especially for Recent Immigrants:-

(1) You are not allowed to Drive without a Provisional License.

(2) You must be accompanied by a fully Licensed Driver when you start Driving.

(3) A Provisional License from any other Country cannot be exchanged for an Irish Provisional License.

(4) A Full Driving License from a Country outside the E.U will mostly not be eligible for exchange for a full Irish License. There are a few exceptions.

(5) A Full License from an Accepted Country or from an E.U. Country will need to be exchanged for a full Irish License if you intend to reside permanently in Ireland.

(6) You must display regulation L Plates at the front and rear of your vehicle until you have passed the Driving Test.

(7) Road Tax, Insurance and N.C.T Certificate (where required) must be displayed on your vehicle.

(8) Buying a car is or can be full of pitfalls for the unwary including quite an amount of paperwork. If you are unsure of your responsibilities check with a reputable Driving School who will often help you in your choice and answer questions.

(9) You must be in full possession of all the Regulations before you take to the Road for the first time.

(10) Gardai (Police) have the power to impound vehicles that do not comply with the Law.

All the necessary forms can be found at your local Motor Tax Office.

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How many times have you said to the wife, children or a friend ‘take my car‘ and not thought any more of it? Even if it’s just a short trip down the road to the shops, you and the person you lend your car to, may be breaking the law! Furthermore if the person you lend the car to, in turn lends the car to another, you will be held liable for any damages caused by the other party, whether you were aware of their use or not.

If you own a car and decide to lend it to another person, it is your responsibility to check that the person you lend it to have adequate car insurance and that their cover extends to driving other vehicles. If you fail to make reasonable checks to verify these details you could be liable for subsequent damage that the person you lent it to causes, and indeed, you may find yourself on the end of a police prosecution for allowing an uninsured driver to use a motor vehicle contrary of section 143 of the Road Traffic Act. It is also you responsibility to ensure that the person you lend it to does not permit others to drive it.

In the United Kingdom, this principle was first established in UK law back in 1934 in the case of Monk v Warbey and Others. Mr Warbey owned a car which was insured to permit driving by himself and other members of his family. He lent it to his friend Mr Knowles who in turn lent it to a Mr May to drive. At some time during use of the car Mr May was involved in an accident for which he was deemed responsible, with a car driven by Mr Monk. Neither May nor Mr Knowles had insurance for third party risks and neither had the means or funds to satisfy the judgement in court against them. It was held that Mr Warbey had originally committed a breach of duty of sub section 1 of section 143 of the Road Traffic Act, by parting with the control of the car to a person who was not insured, and he was therefore held liable for all damages and costs.

It was found in court that Mr Warbey had been informed prior to parting with the Vehicle that neither Mr Knowles nor Mr May had adequate car insurance covering third party risks and had taken no steps to remedy this. Counsel for Warbey argued that the car accident involving May was too far removed from Warbey’s breach of the statute to make Warbey liable for damages to the third party. The Judge disagreed and Warbey was found liable, and the principle enacted by this case remains in UK law to the current day. Up until this point in time the Act did not extend liability to users of cars to third parties, beyond the requirements of common law, but the decision in this particular case imposes upon the owner of a car, whether they have car insurance or not, an additional duty to injured third parties and enables any third party to recover damages from the car owner who permits his car to be used in such a way, knowingly or not.

The only exception to this rule is in the case of employees using a car owned by their employer, where the person driving the car had reasonable grounds to believe that insurance was in force when the used the car.

It would therefore be very prudent if you checked the levels of cover of your own car insurance policy before agreeing to the use of your vehicle by another, and indeed certify that they are covered by either your own or their current car insurance. Failure to do so could land you in the courts!

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Auto insurance for new drivers or young drivers is always a little expensive, since chances of claims from these drivers are statistically quite high. Cheap auto insurance for new drivers helps young drivers with respect to the claims made in case of damage. There are several cheap auto insurance providers available for new drivers. There are various services and cheap auto insurance policies to help these young drivers in getting the maximum out of their claims. There are also a few insurance companies which offer drivers over 19 a one year “no claim” bonus.

Cheap auto insurance companies can have some of the best offers on car insurance for young drivers and also extend the best of their services to them. Agents of these auto insurance companies are industry recognized experts who can provide young drivers with excellent service and guidance. They are well known for offering the best possible cheap auto insurance advice, particularly when it comes to understanding the intricacies of the market.

One needs to know about various services that are offered by different insurance companies before choosing a policy. Cheap auto insurance can be judiciously selected after obtaining insurance quotes from various companies. This helps you in selecting the right insurance plan which offers both the price and services that fit your needs and budget. Auto insurance is generally more expensive for men, than women, but this is not always the case. Most insurance companies that offer cheap auto insurance for new drivers arrange training courses for them before insuring. This helps drivers not only in handling their car well, but also with receiving discounts for having taken the driver’s training course.

Auto insurance is often cheaper for women than for men. There are quite a few companies which consider gender as a benchmark when offering insurance. Many online resources are available that can help you in selecting auto insurance providers who have the best quotes for you. These resources also provide easy steps and procedures for you to learn more about different companies’ insurance rates and quotes.

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Car Insurance For Modified Cars Car modification is very common to see in many places today and it is important to ask the owner dealing about their idea on the cars. It ranges from standard spoiler to look like sport car and tuning the engine to be faster in highway. Car modification is becoming more popular nowadays. The insurance premium will increase when the car has more modification in many aspects. When the car has body kit, new alloys and extra exhaust the premium will be higher than somebody who only has usual paint in the car because the risk to be stolen is higher. However you can make the car more affordable by some ways. The insurance supplier should be presented the place to store the car that is hard to access and well-locked. In that case you will most likely get the discount. In case of car engine modification, make sure you dont use nitrous oxide based kits. Using nitrous oxide kit causes the insurance company tend to refuse the insurance because the increase of fire and damage risk: only one of nine to be accepted. By applying the tracker in the car to detect it by satellite if stolen, you may lessen the insurance cost. Another product to get lower premium is Thatcham approved car alarm. This alarm is considered the best and it is accepted by a lot of car insurances so it lower your premium. In case of applying beatiful new alloy to your car, it should be attached with locking nuts or buy this as the additional kit. On this way, only one key to open the …

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2001 Ford Taurus SES with 58k miles at Prestige Auto Sales in Ocala Florida … When Taurus was introduced in 1985, its styling was different than anything else on the road. However, the unusual look paid off—Ford’s midsize sedan quickly became the best-selling passenger car in America, holding that position for five straight years. Boldly redesigned in 1996, Ford’s best-selling car again offered styling that was unlike any other, and continued to be one of the top-selling passenger cars each year. The 2000 Taurus was the first production car to offer power-adjustable brake and accelerator pedals and the first to include Ford’s Personal Safety System. The system utilizes a number of components to collect data about a crash, including crash severity sensors, a driver-seat-position sensor and a seatbelt-use sensor. The data is then used to determine how to deploy the car’s safety systems.

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